Fast. Secure. Everyday.
Trusted by 12M+ users 24/7 support

Make every payment feel instant.

Send money, pay bills, recharge, and grow your business from one secure digital wallet built for everyday life.

  • 1.2M+Transactions daily
  • 99.9%Secure uptime
  • 24/7Support access
Available Balance +4.8%

৳ 18,450

Send৳ 1,200
Pay৳ 850
Top-up
Cash out
Pay bill
Limited-time offer

Cash out at your nearest agent with zero hassle.

All-in-one solution

Everything you need in one platform

Send money

Send cash to family, friends, and businesses within seconds.

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📱

Mobile recharge

Recharge anytime with easy top-ups and reward offers.

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Payments

Pay stores, utility bills, and online purchases with QR or tap.

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Cash out

Withdraw securely through agents, ATMs, and partner outlets.

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🎓

Student Account

Verified student account with birth certificate. Special discounts on transfers and payments.

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Download the app

Start your digital wallet journey today.

Open an account in minutes, track balances, and manage secure transactions from your phone.

Payra

৳ 12,300

Business solutions

Built for growth, trust, and convenience

Online businesses

Take payments faster with smarter digital checkout experiences.

Merchants

Grow sales with efficient merchant tools and settlement support.

Educational institutions

Streamline fee collection and payment reconciliation in one place.

Corporate finance

Manage payroll, vendor settlements, and expense workflows securely.

What's new

Fresh updates, partnerships, and offers

July 26, 2026

Trust Bank and PayRapid partner to improve cashless services.

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July 11, 2026

Electricity bills can now be paid via partner merchant points.

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July 7, 2026

New rewards programs make shopping more engaging and seamless.

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Find us nearby

Access support and services everywhere

Agent points

Locate the nearest active cash-out and service point.

ATM cash out

Use supported partner ATMs for quick withdrawals.

Customer care

Get help from local service centers and support teams.

Merchants

Discover partner merchants and checkout locations near you.

Safe experience

Fast, secure, and protected every step of the way

Updated information

Keep your profile and details current with a few taps.

Safe transactions

Scan QR codes, verify payments, and stay protected online.

PIN & verification

Use secure codes and never share them with anyone.

Card safety

Protect sensitive data with strong, layered digital safeguards.

What users say

Loved by millions worldwide

★★★★★

Payra has completely transformed how I send money to my family. Fast, secure, and affordable!

Farida AhmedStudent, Dhaka
★★★★★

As a small business owner, Payra's merchant tools help me accept payments and settle instantly. Highly recommended!

Karim HassanShop owner, Chittagong
★★★★★

The 24/7 support team is amazing. They responded to my question within minutes and resolved it instantly!

Nadia KhanFreelancer, Sylhet

Bank-Level Security & Compliance

🔐

256-bit Encryption

Military-grade security for all transactions

PCI DSS Certified

Meets international payment security standards

🛡️

Anti-Fraud Protection

24/7 monitoring to detect and prevent fraud

ISO 27001 Certified

Information security management certified